WorldFirst is a leading foreign exchange and international transfers provider offering a fast international payments process and industry best rates.

Simply open an account online, it only takes a couple of minutes, costs nothing and is obligation free. Compared with banks, you can usually save between 0.5% and 3% of the amount transacted – putting more money in your pocket.

WorldFirst keep you in touch with the status of your transfer and notify you at every stage of the process.




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Aerapass is an global technology platform delivering mobile and pre paid payment instruments. Our services are offered to B2B Merchants, Financial Institutions and Payment Service Providers who utilise the software which provides which advanced functionality for processing transactions via the mobile and where payment cards are accepted.

For the 1st time we are making our service available directly to consumers exclusively via BestExchangeRates.

 Apply here for an Aerapay card 

Aerapass is an international business with head offices in the financial center of Hong Kong and Melbourne with partner offices in USA and Europe.

Our Vision

To create a level playing field for payments across the globe, using best of breed technologies and good old common sense.

Our Mission

We provide a high value service to ultimately benefit the consumer.

Our Strategy

Strong global partnerships that provide mutual benefit across the chain. Lead by creating highly valuable issuance and acquiring programs, solve reach issues utilising our patented payments system.

Loading Flexibility

The Aerapay card can be loaded at any of our partnering banks in over 140+ countries in any currency

3 Flavors

1. Reloadable Cards for approved customers.
2. Non Reloadable Cards for gifts or for customers who wish to remain discrete.
3. Virtual Non Reloadable Cards for anonymous customers who only want to use the card online and who wish to remain discrete.

Our Pre Paid MasterCard program is available in 4 different currencies: USD, GBP, EUR and HKD.

Our Competitive Rates:

aerpass_rates_2

 Apply here for an Aerapay card 

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CurrencyFair is the best way to exchange currency and send funds to bank accounts worldwide. Our unique, new peer-to-peer marketplace ensures big savings on exchange rates and fees, and puts YOU back in control. There’s now an efficient and safe alternative to ridiculous bank and broker charges.

CurrencyFair is an online currency exchange market place. The market place is peer-to-peer, with the ability for CurrencyFair to supply liquidity. CurrencyFair is headquartered in Ireland with employees in UK, Australia and Poland.
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Make your time overseas even more relaxing:

OzForex introduces the Prepaid Travel Card via BestExchangeRates

Enjoy the security, simplicity and convenience of a ‘one card, multiple currency’ capability on your travels while receiving great value with OzForex’s competitive foreign exchange rates.

Hold and lock in your exchange rates for multiple currencies including Australian Dollars and up to 8 other supported currencies including US Dollar, Euro, Great British Pound, New Zealand Dollar, Hong Kong Dollar, Canadian Dollar, Singapore Dollar and Japanese Yen all on the one card.

The OzForex Travel Card enables you to access your money wherever MasterCard® is accepted electronically – at over 32 million locations worldwide, including 1.9 million ATMs across more than 60 countries.

It’s never been easier to access your funds internationally!

Click here for information on the benefits of the OzForex Prepaid Travel Card.

Here is a snapshot of the benefits you can enjoy using the OzForex Prepaid Travel Card:
- 9 currencies on one card
- Competitive exchange rates (super low 2.99%)
- Sign-up online and have the card delivered to your home
- Worldwide access & Back up card provided
- Easy to load using BPAY®
- No reload fees (other fees kept very low)
- Safe, Secure & Convenient
- 100% Online application (call-centre also available with zero fee)

OzForex do not charge reload or card issuance fees, you simply pay a one-off flat AUD 15 fee on your initial load only.

Fees

Card issue fee

 

Free

First load fee

 

AUD 15.00 from initial AUD load  

Card reload fee

 

Free

Transfer between currencies fee

 

Free

Monthly fee

 

Free

ATM withdrawal fee

 

AUD 2.95
USD 2.25
EUR 2.00
GBP 2.00
NZD 4.25
HKD 15.00
SGD 3.50
CAD 2.95
JPY 210

ATM balance enquiry fee

 

AUD 1.00
USD 1.00
EUR 0.75
GBP 0.70
NZD 1.50
HKD 8.00
SGD 1.50
CAD 1.00
JPY 80

Transaction fee for EFTPOS purchases in-store (domestic and international)

 

Free

Transaction fee for purchases online (domestic and international)

 

Free

International transaction fee where local currency is not available on Travel Card (currency conversion fee)

 

3% of the amount of the transaction and any third party fees

AustPost fee (only applicable if you fail our online verification and choose to verify yourself at the post office)

 

AUD 25.00 from initial AUD load

Call centre operator fee
The first call is free and this fee is also waived if your card has been lost or stolen or you need to reset your password.

 

AUD 7.50

Card replacement fee

 

AUD 35.00

Click here to Apply for the OzForex Prepaid Travel Card.

The OzForex Travel Card is issued by Macquarie Bank Limited ABN 46 008 583 542, AFSL No. 237502 (MBL). This information is for general information purposes only. It does not take into account any of your potential personal objectives, financial situation or needs. Before acting on this information, you must consider its appropriateness having regard to your own objectives, financial situation and needs and obtain your own independent advice about whether to obtain or continue to hold a Card. You should read and consider the current Product Disclosure Statement (“PDS”) available at www.ozforex.com.au/travel-card (which you agree to be provided by accessing this link) before making any decision about whether to acquire or continue to hold a Card. Full terms and conditions are set out in the PDS. Fees and charges may apply if you obtain or continue to hold a Card. OzForex Limited’s (ABN 65 092 375 703, AFSL No. 226 484) Financial Services Guide is available at www.ozforex.com.au/travel-card and you agree to its provision to you by accessing this link. MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518.
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Xoom is an online international money transfer service that offers a secure and fast way to send money from either bank account or credit card from their website to friends and family in these countries:

Argentina
Australia
Bolivia
Brazil
Canada
Chile
Colombia
Costa Rica
Dominican Republic
Ecuador
El Salvador
France
Germany
Guatemala
Honduras
India
Ireland
Italy
Jamaica
Mexico
Netherlands
Nicaragua
Panama
Peru
Philippines
Poland
South Africa
Spain
United Kingdom
Uruguay

Visit Xoom.com

Recipients do not need a bank account or Internet connection to receive funds. Senders can fund their money transfer with a credit card, debit card or bank account.

Note the transfers must be made to Xoom in USD therefore the Xoom rate must be added to the Credit Card exchange rate which is typically 2.5%. The Xoom rates shown on BestExchangeRates take this double conversion into account.

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Bank of Queensland currency exchange services offer very competitive exchange rates on the following products :

  • foreign cash
  • travellers cheques
  • pre-paid travel money cards (referred to as Cash Passport cards)

You can purchase foreign cash on-line via the BOQ Website with no purchase fee, foreign cash is also available via all BOQ branches, where a fee applies

Visit Bank of Queensland Currency Exchange Website


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Westpac FX is the flexible, end to end foreign exchange offer for both personal transactions and businesses, providing self-service and full service FX solutions across all major currencies; in branch, online or through a dedicated dealer relationship.

We’ve also been recognised as the #1 Australian bank for FX, according to the Euromoney FX poll (2008-2011), and as a leading bank for AUD and NZD risk management.

The exchange rates provided by Westpac on their website are for foreign exchange transactions up to AUD100,000 and are subject to change without notice.

Get a Quote from Westpac FX

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Currency Online offers direct, self-service money telegraphic transfers online, including access to leading foreign exchange real-time rates.

Register & Transfer Now

Forget subtle hidden charges and outrageous fees. Currency Online keeps foreign currency transfers transparent, simple and fair.

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Compass Global Markets was formed in Sydney Australia by a group of financial market specialists who wanted to create a business model that would change the face of investing in the foreign exchange and commodity markets. The Directors of this new brokerage offer a wealth of experience across the global markets and institutional banking space. They are from an institutional markets background covering positions including Spot FX Trader, FX Options Broker, Corporate FX Sales and Money Market Sales to name a few.

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Travelex Online

Travelex Online has stores conveniently located in most major airports, at selected travel agents, down-town locations, and suburban and key tourist areas.

Travelex Travel Money

The Travelex rates shown on BestExchangeRates are the Travelex Order Online Travel Money rates, which generally are better than the rates available in-store. The minimum online order amount is $250 and the maximum order amount is $5,000 (or foreign currency equivalent). Your order will be rounded up to the nearest available currency denomination based on the dollar amount and the banknotes available to fulfill your order. For larger amounts please visit your local Travelex store.



The OzForex Group provides foreign exchange services to over 100,000 customers across 6 continents under the OzForex, UkForex, USForex and CanadianForex brand-names.
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HSBC Australia has partnered with Travelex to provide foreign currency services in HSBC branches around Australia, so you can organise your currency needs while you bank. Travelex is the world’s largest retail foreign exchange operator and serves customers in over 1000 locations. With over 50 currencies available in branches and over 35 currencies available to buy online, Travelex is the first stop over on your travel itinerary.

At Travelex counters in HSBC branches you will have access to foreign currency, Travelex Cash Passport, Travellers Cheques and other travel money related products.

For overseas transfers HSBC charge 3% of the total amount of each transaction.

HSBC UK
Thing to know about ordering travel money online with HSBC UK :
- A £3.95 delivery charge applies to all online orders under £250
- Sterling Travellers Cheques incur a 1.5% handling fee
- Some less common currencies may take longer than 24 hours to deliver in which case we’ll inform you when you place your order
- Delivery to certain remote parts of the UK may take up to 3 working days
- You may be charged a cash advance fee by your card issuer. This will depend on the card issuer’s terms and conditions and you should refer to them for details
- You can place orders 24/7 online (subject to scheduled maintenance periods) but you can only arrange to have your currency delivered Monday to Friday excluding public holidays
- Travel money is provided in association with Travelex Currency Services Ltd
- This service is only available to residents of the UK (including Channel Islands)

HSBC Singapore – no information yet.

HSBC Hong Kong – no information yet.

HSBC China – no information yet.



The Citibank Australia rates are valid for all transactions (other than online transfers to a Citibank account overseas and transactions relating to the Citibank Traveller Account) up to the equivalent of AUD 20,000.

Rates applicable to online transfers to a Citibank account overseas are displayed prior to effecting a transfer. Rates applicable to transactions relating to the Citibank Traveller Account are displayed under Transaction Accounts.

All rates are subject to change without notice.


Australia Post sells 4 different types of foreign currency products :

Cash Passport Debit Cards, American Express GlobalTravel Cards, Foreign cash and American Express Travellers Cheques.


$0 commission is offered on all foreign currency purchases made online or from any of the 3,200 Australia Post retail outlets that offer these products.



Buying and selling foreign cash
Buying foreign cash is now easier with Bankwest. If you’re heading overseas, simply order your foreign cash online and pick it up from any Bankwest store.

The exchange rates provided by Bank West on their website are for foreign exchange transactions up to AUD50,000 and are subject to change without notice.




For transfers of less than AUD 2,000 or equivalent you’ll get a great deal at the team at Tranzfers.

Fee Free Special Offer: Get your first two transfers with Tranzfers fee free when referred from BestExchangeRates

What are the normal fees with Tranzfers? Are there any hidden charges or receiving bank charges?

The fees are currency based e.g. If you are converting from UK Pounds, then the fee is £7. For each of the currencies you can Tranzfer, the fee is as follows:

AU$15
CA$15
€10
GB£7
HK$60
NZ$12
SG$15
SEK20
US$5

Tranzfers guarantee no receiving bank fees in Australia, the UK and New Zealand. In other countries they minimise the chances that a receiving bank fee is charged by sending the money directly to your account from within that country.

If you’re planning on doing transactions larger than AUD 2,000 or equivalent then you should consider registering with Ozforex where the two fee free deal offer also applies.

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Foreign exchange payments – made easy
XYLO Foreign Exchange puts businesses in complete control of their foreign currency transactions. There’s no software to install which means you can access XYLO Foreign Exchange anywhere the internet is available. XYLO’s up-to-the-minute internet security and international money transfer technology, provided by Westpac Banking Corporation, ensures you can make and receive foreign exchange payments with complete peace of mind.

What can I do with XYLO Foreign Exchange?
- Use FX rates direct from the wholesale FX market
- Make and receive foreign currency payments (no minimum transaction)
- Book an FX rate to use immediately (Spot FX)
- Book an FX rate to use in the future (Forward FX)
- View your FX deals as they happen
- Check, settle, and authorise your FX deals online
- Search, export and print your payment history for the past 100 days
- Email settlement details to your beneficiaries
- Use your own bank account
- Access the latest FX & Economic Updates from Westpac’s Chief Economist

* Request a Quote from Xylo

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